Posted on September 11 2016
I hate money. I mean, I love it, I get awesome things with it, but I hate it all the same.
No matter how much we seem to have, it disappears quicker than my daughter when I tell her to clean her room.
Bills, fees, food (aargh FOOD), school shoes. Birthday presents, cars. Did I mention food?
We seem to spend a RIDICULOUS amount of money per week on food. No matter how much I meal plan, write lists and try to be organised, I can never seem to set a budget and stick to it.
My bank statement looks a little like this:
1/9 Woolworths Laurimar $219.50
2/9 Woolworths Laurimar $25.34
3/9 Woolworths Laurimar $12.10
3/9 Woolworths Laurimar $9.20
4/9 Woolworths Laurimar $17.21
4/9 Bakers Delight $8.20
5/9 Woolworths Laurimar $23.98
6/9 McDonalds Doreen $48.90
7/9 Starfish Seafood Whittlesea $42.50
You get my drift. You see what I'm doing there. I'm a completely ineffective and incompetent shopper. With absolutely no restraint or willpower.
The first amount is my 'weekly' shop. This is where I get all my school snacks, fruit, veggies etc. I try to buy stuff that we can have for tea. I almost always fail miserably at that.
The subsequent amounts are the daily trips for the things I have forgotten and need but don't really need. The last two are when I can't be effed cooking, so I tell myself I deserve a break. Meanwhile I've dropped a hundred bucks on sh*t greasy food that makes my body heavy and my wallet light.
I wish I was more frugal. More of a saver. An organised, monetary genius that can budget for my family of five, feed them, provide for them, and have money left over for luxurious family holidays, but I'm not. I'm seriously f*cking it up, and I need help.
I'm not always a flippant spender, in fact the more I have I'm less inclined to spend it. If I have a few grand sitting there, I don't want to touch it. I want to nurture it, watch it grow like a plant. I want to keep it there for emergencies, like rego.
BUT - if that amount does happen to dwindle, I'm like, well bugger it, it's going anyway, may as well buy something. If I have $40 bucks left in my account and I'm in Kmart, I'm going to spend $39.95 on stuff, because why the hell shouldn't I.
I know that makes no sense. I know that it's irresponsible. My relationship with money is one that needs some serious therapy.
I'm bad at paying bills on time. Even though I pay them weekly by direct debit, they almost always seem to be more than what I pay. I get reminder notices in the mail. I don't open them. I stuff them under the seat of my car or throw them straight in the coonara. I do eventually pay them. I'm not a criminal, but I don't like the glaring, paper reminder of debt.
As much as I like to have nice things, I'm not a 'brand' person. I don't care if my shoes are Converse or Kmart. I don't give a toss if my bag is leather or pleather. Come to my house for tea, your tomato sauce will be Homebrand, as will your peas.
I refuse to 'Keep up with the Joneses' when it comes to stuff. My house is old, my car is old, I don't feel the need to have 'stuff' because everyone else does. I don't care what everyone else does, if that makes you happy, that's grouse! Good for you! But how the bloody hell do you afford it?
I'm not wasting our money on luxuries. I'm literally existing on it. My husband earns good money. Obviously I'm not going to tell you how much, but it's good. Enough that I don't really need to work. It's too much to get any Centrelink, but not enough to be financially free. Well it probably is actually, but I'm doing it wrong.
Maybe me working is the difference between a holiday on the beaches of Torquay v the beaches of Fiji. Is Fiji going to make me happier than Torquay? I don't think so. I don't know because I've never done it. I suspect in my case, that my habits are psychological rather than environmental. That even if I did have an endless supply of cash, that I wouldn't really change a thing. I love Torquay.
I dunno, I just don't know. Once again I've written a rambling, incoherent post that you are probably finding hard to follow. I apologise for that, but my frustration is real.
What I would like to hear from you dear friends, is how you do it. Tell me your systems. How you prioritise your funds. What you do with your spare money - if there even is such a thing. I understand that we are living amongst a vastly different socioeconomic society. I know some of my friends have sh*tloads of money, some don't have much at all. I want to hear from you. How do you manage? Do you live on credit? Concentrate on having fun and creating memories and worry about paying it back later?Do you just make ends meet every week and then gear up for the next week and pay for what you must?
I really want to know! Help a sister out!
Claire X
I was able to regain my husband with the help of Dr BOB love spell after some hot chick turned his head against me and totally stoped giving me attentions. Dr. BOB saved my home with his powers and that’s why I’m putting this here for anyone that’s going through the same. Plus do not be fooled by so many testimonies here because there is no one like Dr BOB love spell. you can contact him through his email address; foreverspellcast49@gmail.com or whatsapp/call him :+2349153314547. visit his website:https://drbobsupernaturals.wixsite.com/my-site-1/home-1
I was able to regain my husband with the help of Dr BOB love spell after some hot chick turned his head against me and totally stoped giving me attentions. Dr. BOB saved my home with his powers and that’s why I’m putting this here for anyone that’s going through the same. Plus do not be fooled by so many testimonies here because there is no one like Dr BOB love spell. you can contact him through his email address; foreverspellcast49@gmail.com or whatsapp/call him :+2349153314547. visit his website:https://drbobsupernaturals.wixsite.com/my-site-1/home-1
I was able to regain my husband with the help of Dr BOB love spell after some hot chick turned his head against me and totally stoped giving me attentions. Dr. BOB saved my home with his powers and that’s why I’m putting this here for anyone that’s going through the same. Plus do not be fooled by so many testimonies here because there is no one like Dr BOB love spell. you can contact him through his email address; foreverspellcast49@gmail.com or whatsapp/call him :+2349153314547. visit his website:https://drbobsupernaturals.wixsite.com/my-site-1/home-1
I am Penny Ivory, I saw a comment sometimes ago about how Santoshi helped someone i was not too sure about them till i give them a tried, I was made to believe that once you loose your block chain key words, you have lost your account forever. The reverse was the case when I was introduced to Santoshi Hacker. I was even thinking it will take months to recover, but it took just a few hours and I could login to my block chain again and do all my transactions get your stolen money recovered with the help of Santoshi Hacker is real guys reach out to then via ( santoshihacker@hotmail.com ) they crew is wonderful .
With so much in my heart I am here to express myself on how Priest Salami saved my marriage from divorce. Myself and my husband were having some misunderstanding and it was tearing our marriage apart to the extent my husband was seeking a divorce. So I have no option other than to go to the internet to seek a solution to my problem. It was there I came across Priest Salami details and about how he has helped a lot of people by restoring their relationship. I contacted Priest Salami and in less than 48 hours my husband cancelled the divorce papers. Now myself and my husband live together in peace and harmony all thanks to Priest Salami for saving my marriage from breaking up. Priest Salami contact information are via email: purenaturalhealer@gmail.com. Whatsapp number: +2348143757229
I want to use this opportunity to tell the whole world on how I become rich and famous. I’m 93 years old. I was passing through difficulty in business and there was no hope of me coming out of my debt. I borrow money in my bank to do my business and I run at lost on the business I got frustrated and decided to be playing lottery to see if I can win and make my business grow and I have played for years now nothing good is coming my way on till I meet someone online talking about Dr Ayoola on the internet. He was taking about how this Dr Ayoola help him to win mega million lottery game. I said to myself if this is true and decide to contact him and told him to help me as well I later read more about this man and see how he has been helping people all over the world. I have faith in him and choose to work with him. After working with him he told me what I need to do for the number to be given to me which I did after he finish working he said I will have a dream and the number will be review to me in the dream. That night has I was sleeping I dream a number immediately he call me and gave me the same number I dream of and ask me to go and play the number. Today I’m here testifying of the good work he did for me I played the number and I won the sum of 1, 000,000 million dollars in a lotto max. You can contact Dr Ayoola for help if you want to win big in lottery game he has the gift of giving right number contact him today and thank me email him today Via email: drayoolasolutionhome@gmail. com or https://www.facebook.com/Dr-Ayoola-105640401516053/ text or call +14809032128
My name is Ashley Vivian, Am here to share a testimony on how Dr Raypower helped me. After a 1/5 year relationship with my boyfriend, he changed suddenly and stopped contacting me regularly, he would come up with excuses of not seeing me all the time. He stopped answering my calls and my sms and he stopped seeing me regularly. I then started catching him with different girls several times but every time he would say that he loved me and that he needed some time to think about our relationship. But I couldn’t stop thinking about him so I decided to go online and I saw so many good talks about this spell caster called Dr Raypower and I contacted him and explained my problems to him. He cast a love spell for me which I use and after 24 hours,my boyfriend came back to me and started contacting me regularly and we moved in together after a few months and he was more open to me than before and he started spending more time with me than his friends. We eventually got married and we have been married happily for 3 years with a son. Ever since Dr Raypower helped me, my partner is very stable, faithful and closer to me than before. You can also contact this spell caster and get your relationship fixed Email: urgentspellcast@gmail.com or see more reviews about him on his website: https://urgentspellcast.wordpress.com WhatsApp: +27634918117
I was reading through Facebook when I saw a post about the legit spell caster called Dr Kachi who has helped people in winning the lottery ticket. I’m a woman who’s addicted playing the lottery and always put all my faith in buying the ticket I lost all my money of all time and my effort trying to win my game, until I met my old friend who told me the Secret of her wealth that Dr Kachi who cast lottery spell winning number for her to play the Powerball ticket that change her life, it was she that directed me to Dr Kachi. i explained to him i want to win the Mega millions, Dr Kachi instructed me on what to do which i did and he told me to wait 24hours for him to cast the winning numbers, i went to buy my ticket and play the numbers which Dr Kachi gave to me and it was surprise when i find out i won the sum of ($109.9 Million Dollars Cash Value) for Friday night’s drawing Mega Million Jackpot and than the whole thing looks wonderful, That’s the most amazing thing i have ever experience with winning the lottery spell. i believed him and today i am glad to let you all know that this spell caster have the power to help you win big amount in lottery game, because i am now happy with my life. words Ain’t enough to say thank you Sir. and from the deepest part of my heart, i will show my gratitude by sharing this testimony all over the world let people seek for your help to win the Lotto Game, and be happy like me today: Text Number and Call: +1 (209) 893-8075 Email: drkachispellcast@gmail.com his Website: https://drkachispellcast.wixsite.com/my-site
i read some testimony about Priest Salami on how he has helped people in bringing back there ex within 48hours i was just thinking if that was real, And decided to call a lady who made a testimony and also dropped her number, So i called her and ask her about Priest Salami she said Priest Salami is a trustworthy man and he is ready to bring back my lover for me, i was just so happy and a little bit relief that my lover will be back to me soon, Then i decided in contacting Priest Salami which i did, And before i could share him my problem he has already told me what i came for, And he said everything will be okay within 24hours that my lover will be back to my arms, So he said he would be casting the spell and that within 24hours my lover would call me, So i hoped so truly before the 24hours i got a call from a man who has left me for the past 1years saying he is sorry and he wants me back, i was happy and i said i also want him back, Then i traveled to Canada to meet him up, And he apologized for what he has done to me now he proposed to marry me and we are both preparing for our wedding soon, All thanks to the great and World best spell caster, Priest Salami His private mail : purenaturalhealer@gmail.com
WhatsApp him directly :+2348143757229
https://www.facebook.com/profile.php?id=100086517444734
I URGENTLY NEED A LOVE SPELL CASTER TO BRING BACK MY EX-LOVERBACK FASI URT CONTACT DR EHIMARE VIA EMAIL: DOCTOREHIMARE5@GMAIL.COM OR WHATSAPP HIM +2349018966808
I have finally got my Joy back, I want to tell the world how my husband was cheating on me and no longer committed to me and our kids. when I asked him what is the problem All about he told me that he has fell out of loving me and wanted a divorce, I was so heart broken I cried all day and night but he left home I was looking for something online when I saw an article how the great and powerful spell caster called Dr Ehimare, have helped so many in similar situation like mine he email address was there so I sent him an em to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808 ail telling him about my problem he told me he shall return back to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808
I URGENTLY NEED A LOVE SPELL CASTER TO BRING BACK MY EX-LOVERBACK FASI URT CONTACT DR EHIMARE VIA EMAIL: DOCTOREHIMARE5@GMAIL.COM OR WHATSAPP HIM +2349018966808
I have finally got my Joy back, I want to tell the world how my husband was cheating on me and no longer committed to me and our kids. when I asked him what is the problem All about he told me that he has fell out of loving me and wanted a divorce, I was so heart broken I cried all day and night but he left home I was looking for something online when I saw an article how the great and powerful spell caster called Dr Ehimare, have helped so many in similar situation like mine he email address was there so I sent him an em to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808 ail telling him about my problem he told me he shall return back to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808
I URGENTLY NEED A LOVE SPELL CASTER TO BRING BACK MY EX-LOVERBACK FASI URT CONTACT DR EHIMARE VIA EMAIL: DOCTOREHIMARE5@GMAIL.COM OR WHATSAPP HIM +2349018966808
I have finally got my Joy back, I want to tell the world how my husband was cheating on me and no longer committed to me and our kids. when I asked him what is the problem All about he told me that he has fell out of loving me and wanted a divorce, I was so heart broken I cried all day and night but he left home I was looking for something online when I saw an article how the great and powerful spell caster called Dr Ehimare, have helped so many in similar situation like mine he email address was there so I sent him an em to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808 ail telling him about my problem he told me he shall return back to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808
I URGENTLY NEED A LOVE SPELL CASTER TO BRING BACK MY EX-LOVERBACK FASI URT CONTACT DR EHIMARE VIA EMAIL: DOCTOREHIMARE5@GMAIL.COM OR WHATSAPP HIM +2349018966808
I have finally got my Joy back, I want to tell the world how my husband was cheating on me and no longer committed to me and our kids. when I asked him what is the problem All about he told me that he has fell out of loving me and wanted a divorce, I was so heart broken I cried all day and night but he left home I was looking for something online when I saw an article how the great and powerful spell caster called Dr Ehimare, have helped so many in similar situation like mine he email address was there so I sent him an em to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808 ail telling him about my problem he told me he shall return back to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808
I URGENTLY NEED A LOVE SPELL CASTER TO BRING BACK MY EX-LOVERBACK FASI URT CONTACT DR EHIMARE VIA EMAIL: DOCTOREHIMARE5@GMAIL.COM OR WHATSAPP HIM +2349018966808
I have finally got my Joy back, I want to tell the world how my husband was cheating on me and no longer committed to me and our kids. when I asked him what is the problem All about he told me that he has fell out of loving me and wanted a divorce, I was so heart broken I cried all day and night but he left home I was looking for something online when I saw an article how the great and powerful spell caster called Dr Ehimare, have helped so many in similar situation like mine he email address was there so I sent him an em to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808 ail telling him about my problem he told me he shall return back to me within 24hrs I did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you. Contact him for any kind of Spell, Via email: doctorehimare5@gmail.com or WhatsApp number: +2349018966808
My husband left me and my daughter and never returned till Dr.Edetanlen intervened. My story does not differ from others who have taken their time to share information about him to the world. I had marital issues with my husband which made him leave me and traveled to another city. At some point i was depressed and got help from nowhere till i came in contact with Dr.Edetanlen who helped me. He restored the love and connection between me and my partner and i got him back after 2 days as he promised. Just like everyone else talking about him, I am here to tell good of him and thank him for bringing joy to my life once again. He won’t fail if you give him a try to help you as well. Just email him via dredetanlensolutioncente@gmail.com or WhatsApp him via: +2348155699347 or review his Facebook page: https://www.facebook.com/Spiritual_spell_temple_1111-100570192704287
Its a pleasure for me to write this testimony about how i got cured from Genital Herpes 2 months ago through Dr Harry
I have been reading so many comments of some people on Youtube who were cured from various diseases by Dr HARRY , but i never believed them. I was hurt and depressed so I was too curious and wanted to try Dr HARRY, then i contacted him through his email (drharryherbaltemple@gmail.com) when i contact him, he assured me 100% that he will heal me and i pleaded with him to help me out. My treatment was a great success, he cure me just as he promised. He sent me the herbal medicine through UPS and instruct me to go for check up after 2 weeks of taking the medication. I agreed with him and took the herbal medicine and i went for check up after two weeks of taking the medication, to my greatest surprise my result was negative. I am really happy that i am cured and healthy again. I have waited for a month to be very sure i was completely healed before writing this testimony. I did another blood test a week ago and it was still Herpes negative. So i guess its time i recommend anyone going through Herpes, HSV-1 or HSV-2, HIV/AIDS, HPV, Hepatitis B, penis enlargement ,low sperm count,premature ejaculation,Diabetes and Cancer to contact Dr HARRY on his Email drharryherbaltemple@gmail.com Call and Whatsapp him on +2349036417079 His website https://drharryherbaltempl.wixsite.com/solutiontemple He will also cure you just as he did to me and i will continue to share this great testimony on the internet for people to get cured and to know that there is a cure out there and Dr HARRY herbal medicine is the perfect medicine to all manner of diseases.
I’m so excited my broken Marriage has been restored and my husband is back after he left me and our 2 kids for another woman. After 8 years of marriage, me and my husband have been into one quarrel or the other until he finally left me and moved to be with another woman. I felt my life was over and my kids thought they would never see their father again. I tried to be strong just for the kids but I could not control the pains that tormented my heart, my heart was filled with sorrows and pains because I was really in love with my husband. Every day and night I think of him and always wish he would come back to me, I was really upset and I needed help, so I searched for help online and I came across a website that suggested that Dr Oniha can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and I did it, then he did a (Love spell) for me. 48 hours later, my husband really called me and told me that he misses me and the kids so much, So Amazing!! So that was how he came back that same day, with lots of love and joy, and he apologized for his mistake, and for the pain he caused me and the kids. Then from that day, our Marriage was now stronger than how it was before, All thanks to Dr Oniha.I will continue to tell everyone about how your spell works Dr Oniha because you are a God sent to me. You can also contact him if you need help to solve your problem, he will be of help to you.
EMAIL:ONIHASPELLTEMPLE@GMAIL.COM
Call/Whatsapp number: +16692213962
WEBSITE http://onihaspells.com
I’m so excited my broken Marriage has been restored and my husband is back after he left me and our 2 kids for another woman. After 8 years of marriage, me and my husband have been into one quarrel or the other until he finally left me and moved to be with another woman. I felt my life was over and my kids thought they would never see their father again. I tried to be strong just for the kids but I could not control the pains that tormented my heart, my heart was filled with sorrows and pains because I was really in love with my husband. Every day and night I think of him and always wish he would come back to me, I was really upset and I needed help, so I searched for help online and I came across a website that suggested that Dr Oniha can help get ex back fast. So, I felt I should give him a try. I contacted him and he told me what to do and I did it, then he did a (Love spell) for me. 48 hours later, my husband really called me and told me that he misses me and the kids so much, So Amazing!! So that was how he came back that same day, with lots of love and joy, and he apologized for his mistake, and for the pain he caused me and the kids. Then from that day, our Marriage was now stronger than how it was before, All thanks to Dr Oniha.I will continue to tell everyone about how your spell works Dr Oniha because you are a God sent to me. You can also contact him if you need help to solve your problem, he will be of help to you.
EMAIL:ONIHASPELLTEMPLE@GMAIL.COM
Call/Whatsapp number: +16692213962
WEBSITE http://onihaspells.com
I got separated from my husband 3 months ago. There was no communication between us. I was advised by families and friends to let go, forget the marriage and move on with my life. I didn’t want to marry someone else because deep down, I still love my husband. I was in so much pain and was so confused, until I read a testimony online on how Dr ONIHA reunited a broken marriage with the help of his love spell powers. I kept reading so many testimonies on how he helped to stop divorce and bring back peoples ex-lover’s to them, and my faith was renewed. I had to contact Dr ONIHA immediately, few minutes later, he replied and instructed me on what to do, after meeting up with the necessary requirements, 2 days later after he cast the spell, communication was restored between me and my husband. He actually knees pleading to me to forget and forgive him. My relationship is now balanced and my husband is so obsessed with me more than ever. His spells worked wonders and our relationship is now stronger than before, and nothing can separate us again. I visited so many websites seeking help, it looked hopeless, until I came in contact with Dr ONIHA the real man, who helped me to restore my broken marriage. If you’re having a similar problem in your marriage, you want your husband or wife to love you again, you have someone you love and you want him or her to love you in return, you are having any challenges in your relationship. ONIHA SPELL TEMPLE is the solution and answer to your problem, contact him today via Email his contact information.
Email:onihaspelltemple@gmail.com
Call/WhatsApp:+16692213962
website:http://onihaspells.com
I got separated from my husband 3 months ago. There was no communication between us. I was advised by families and friends to let go, forget the marriage and move on with my life. I didn’t want to marry someone else because deep down, I still love my husband. I was in so much pain and was so confused, until I read a testimony online on how Dr ONIHA reunited a broken marriage with the help of his love spell powers. I kept reading so many testimonies on how he helped to stop divorce and bring back peoples ex-lover’s to them, and my faith was renewed. I had to contact Dr ONIHA immediately, few minutes later, he replied and instructed me on what to do, after meeting up with the necessary requirements, 2 days later after he cast the spell, communication was restored between me and my husband. He actually knees pleading to me to forget and forgive him. My relationship is now balanced and my husband is so obsessed with me more than ever. His spells worked wonders and our relationship is now stronger than before, and nothing can separate us again. I visited so many websites seeking help, it looked hopeless, until I came in contact with Dr ONIHA the real man, who helped me to restore my broken marriage. If you’re having a similar problem in your marriage, you want your husband or wife to love you again, you have someone you love and you want him or her to love you in return, you are having any challenges in your relationship. ONIHA SPELL TEMPLE is the solution and answer to your problem, contact him today via Email his contact information.
Email:onihaspelltemple@gmail.com
Call/WhatsApp:+16692213962
website:http://onihaspells.com