Posted on September 11 2016
I hate money. I mean, I love it, I get awesome things with it, but I hate it all the same.
No matter how much we seem to have, it disappears quicker than my daughter when I tell her to clean her room.
Bills, fees, food (aargh FOOD), school shoes. Birthday presents, cars. Did I mention food?
We seem to spend a RIDICULOUS amount of money per week on food. No matter how much I meal plan, write lists and try to be organised, I can never seem to set a budget and stick to it.
My bank statement looks a little like this:
1/9 Woolworths Laurimar $219.50
2/9 Woolworths Laurimar $25.34
3/9 Woolworths Laurimar $12.10
3/9 Woolworths Laurimar $9.20
4/9 Woolworths Laurimar $17.21
4/9 Bakers Delight $8.20
5/9 Woolworths Laurimar $23.98
6/9 McDonalds Doreen $48.90
7/9 Starfish Seafood Whittlesea $42.50
You get my drift. You see what I'm doing there. I'm a completely ineffective and incompetent shopper. With absolutely no restraint or willpower.
The first amount is my 'weekly' shop. This is where I get all my school snacks, fruit, veggies etc. I try to buy stuff that we can have for tea. I almost always fail miserably at that.
The subsequent amounts are the daily trips for the things I have forgotten and need but don't really need. The last two are when I can't be effed cooking, so I tell myself I deserve a break. Meanwhile I've dropped a hundred bucks on sh*t greasy food that makes my body heavy and my wallet light.
I wish I was more frugal. More of a saver. An organised, monetary genius that can budget for my family of five, feed them, provide for them, and have money left over for luxurious family holidays, but I'm not. I'm seriously f*cking it up, and I need help.
I'm not always a flippant spender, in fact the more I have I'm less inclined to spend it. If I have a few grand sitting there, I don't want to touch it. I want to nurture it, watch it grow like a plant. I want to keep it there for emergencies, like rego.
BUT - if that amount does happen to dwindle, I'm like, well bugger it, it's going anyway, may as well buy something. If I have $40 bucks left in my account and I'm in Kmart, I'm going to spend $39.95 on stuff, because why the hell shouldn't I.
I know that makes no sense. I know that it's irresponsible. My relationship with money is one that needs some serious therapy.
I'm bad at paying bills on time. Even though I pay them weekly by direct debit, they almost always seem to be more than what I pay. I get reminder notices in the mail. I don't open them. I stuff them under the seat of my car or throw them straight in the coonara. I do eventually pay them. I'm not a criminal, but I don't like the glaring, paper reminder of debt.
As much as I like to have nice things, I'm not a 'brand' person. I don't care if my shoes are Converse or Kmart. I don't give a toss if my bag is leather or pleather. Come to my house for tea, your tomato sauce will be Homebrand, as will your peas.
I refuse to 'Keep up with the Joneses' when it comes to stuff. My house is old, my car is old, I don't feel the need to have 'stuff' because everyone else does. I don't care what everyone else does, if that makes you happy, that's grouse! Good for you! But how the bloody hell do you afford it?
I'm not wasting our money on luxuries. I'm literally existing on it. My husband earns good money. Obviously I'm not going to tell you how much, but it's good. Enough that I don't really need to work. It's too much to get any Centrelink, but not enough to be financially free. Well it probably is actually, but I'm doing it wrong.
Maybe me working is the difference between a holiday on the beaches of Torquay v the beaches of Fiji. Is Fiji going to make me happier than Torquay? I don't think so. I don't know because I've never done it. I suspect in my case, that my habits are psychological rather than environmental. That even if I did have an endless supply of cash, that I wouldn't really change a thing. I love Torquay.
I dunno, I just don't know. Once again I've written a rambling, incoherent post that you are probably finding hard to follow. I apologise for that, but my frustration is real.
What I would like to hear from you dear friends, is how you do it. Tell me your systems. How you prioritise your funds. What you do with your spare money - if there even is such a thing. I understand that we are living amongst a vastly different socioeconomic society. I know some of my friends have sh*tloads of money, some don't have much at all. I want to hear from you. How do you manage? Do you live on credit? Concentrate on having fun and creating memories and worry about paying it back later?Do you just make ends meet every week and then gear up for the next week and pay for what you must?
I really want to know! Help a sister out!
Claire X
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My husband and I have been married for about 7 yrs now. We were happily married with two kids, a boy, and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing another Woman outside our marriage. He started coming home late from work, he hardly cares about me or the kids anymore, Sometimes he goes out and doesn’t even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing the Internet one day, I came across a website that suggested that Dr Victory can help solve marital problems, restore broken relationships, and so on. So, I felt I should give him a try. I contacted him and he did a spell for me. Three days later, my husband came to me and apologized for the wrongs he did and promised never to do it again. Ever since then, everything has returned to normal. My family is living together happily again. All thanks to Dr Victory. If you need a spell caster that can cast a spell that truly works, I suggest you contact him. He will not disappoint you. This is his contact address.
Email: Victorysolutiontemple@gmail.com
Call/Whatsapp number: +16692093663
website: http://victorysolutiontemple.info
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My name is Marie Bailey and all for good, i am appreciating Dr Isikolo who helped me with his great powers restored my home and the happiness i shared with my husband and its indeed something i am forever grateful for. It happened that i was helpless and downcast for almost a year when my husband left me due to marital issues we encountered. I did all i could to save my marriage and nothing worked until DR ISIKOLO came to my rescue. He helped me and the love and happiness i shared with my man was restored back and more amazingly. I know it sounds wierd if truly he can help anyone but he is 100% guaranteed not to disappoint you when he assures you of having the desired results after 48 hours. He can help you too if you are willing to give him the chance to do so. email him now via: isikolosolutionhome@gmail.com or text him on WhatsApp him on +2348133261196.
I was heartbroken when my husband left me for another woman. For 10 months I was crying like a baby seeking help to restore my marriage and bring him back to me again. thank God for showing mercy through Dr Victory who helped me restore peace back once again in my home with his powerful love spell that removed the evil lady on his way to be with what God has joined together. today I enjoyed the love of my husband. I must appreciate Dr Victory for all he has done to restore peace. I am also dropping his contact here for whoever also needed help in their marriage to contact him.
Call/Whatsapp number: +16692093663
Email: Victorysolutiontemple@gmail.com
website: http://victorysolutiontemple.info
THE POSSIBILITY OF GETTING YOUR EX PARTNER BACK IS GUARANTEED WITH DR ISIKOLO. CONTACT HIM NOW
I never knew there was a great possibility for me to have my man back to me until I met DR ISIKOLO. It was really tough on me when my boyfriend left me for another lady. I was devastated and couldn’t get myself back. His friends and family did all they could to reunite us but it proved abortive. I was alone for some months and could not see myself loving another. So i had to seek help from DR ISIKOLO who gave me the privilege to ensure my heart desires was granted. He reunited us and the love and happiness was restored. His words is his bound and he never fails when he promises anyone 48 hours of getting the result which amazed me when my own result manifested. Don’t bother seeking help elsewhere. Contact him now. His email: isikolosolutionhome@gmail.com or text him via WhatsApp: +2348133261196. Read more about him via his website (https://isikolotemple.com)
THE POSSIBILITY OF GETTING YOUR EX PARTNER BACK IS GUARANTEED WITH DR ISIKOLO. CONTACT HIM NOW
I never knew there was a great possibility for me to have my man back to me until I met DR ISIKOLO. It was really tough on me when my boyfriend left me for another lady. I was devastated and couldn’t get myself back. His friends and family did all they could to reunite us but it proved abortive. I was alone for some months and could not see myself loving another. So i had to seek help from DR ISIKOLO who gave me the privilege to ensure my heart desires was granted. He reunited us and the love and happiness was restored. His words is his bound and he never fails when he promises anyone 48 hours of getting the result which amazed me when my own result manifested. Don’t bother seeking help elsewhere. Contact him now. His email: isikolosolutionhome@gmail.com or text him via WhatsApp: +2348133261196. Read more about him via his website (https://isikolotemple.com)
I was heartbroken when my husband left me for another woman. For 10 months I was crying like a baby seeking help to restore my marriage and bring him back to me again. thank God for showing mercy through Dr Victory who helped me restore peace back once again in my home with his powerful love spell that removed the evil lady on his way to be with what God has joined together. today I enjoyed the love of my husband. I must appreciate Dr Victory for all he has done to restore peace. I am also dropping his contact here for whoever also needed help in their marriage to contact him.
Call/Whatsapp number: +16692093663
Email: Victorysolutiontemple@gmail.com
website: http://victorysolutiontemple.info
Good day to all viewer online, my name is Albert Walker I am so overwhelmed sharing this great testimony on how i was checking for solution in the internet while miraculously i came across Dr Kachi who brought my ex Girlfriend back to me, This is the reason why i have taken it upon myself to thank this great spell caster called Dr Kachi, because through his help my life became more filled with love and i am happy to say that my ex Girlfriend who has been separated from me for the past 2years came back to me pleading for me to accept her back, This was a shocking to me my partner is very stable, faithful and closer to me than before, because before i contacted Dr Kachi i was the one begging my ex Girlfriend to come back to me but through the assistance of Dr Kachi, I now have my relationship restored. You can also have a better relationship only if you Contact Dr Kachi Website: https://https://drkachispellcaster.wixsite.com/my-site OR Email: drkachispellcast@gmail.com You can reach him Call and Text Number:+1 (209) 893-8075
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HOW I GOT MY HUSBAND BACK HOME WITH THE HELP OF A REAL AND GENUINE SPELL CASTER DR IFADE TEXT OR CONTACT VIA WHATSAPP +15513334259 OR EMAIL HIM ON ifadesolutionspell31@gmail.com Regard LILIAN MORGAN. My name is LILIAN MORGAN and I am from the United States. I almost took my life because of my husband who left me and stopped picking my calls and answering my mails and my messages. He said He do not trust me anymore, I tried to convince and beg him, but he would not believe or answer me until we had a fight and broke up for 6months, after that I realized I can not live without him because of the love I have for him. I tried everything possible to get him back, but non worked for me, some fake spell casters scammed me and went away with my money until I came across this man called Dr IFADE he helped me cast a spell and behold my husband came back after 48 hours, begging me for forgiveness, I was so surprised that spell caster like Dr IFADE still exist. If anyone here needs some help, with all sincerity, contact Dr IFADE today On ifadesolutionspell31@gmail.com Contact him via is whatsapp number +15513334259 indeed you are a priest thank you for making my home a happy home again. i can never stop talking about you sir. DR IFADE is really a great man you can contact him for solution for any kind of problems like (1) lottery spell (2) ex back (3) get pregnant (4) cure for any kind of sickness, disease and infection And many others contact this great man today and get your Problems solved. Virus-free.www.avast.com
HOW I GOT MY HUSBAND BACK HOME WITH THE HELP OF A REAL AND GENUINE SPELL CASTER DR IFADE TEXT OR CONTACT VIA WHATSAPP +15513334259 OR EMAIL HIM ON ifadesolutionspell31@gmail.com Regard LILIAN MORGAN. My name is LILIAN MORGAN and I am from the United States. I almost took my life because of my husband who left me and stopped picking my calls and answering my mails and my messages. He said He do not trust me anymore, I tried to convince and beg him, but he would not believe or answer me until we had a fight and broke up for 6months, after that I realized I can not live without him because of the love I have for him. I tried everything possible to get him back, but non worked for me, some fake spell casters scammed me and went away with my money until I came across this man called Dr IFADE he helped me cast a spell and behold my husband came back after 48 hours, begging me for forgiveness, I was so surprised that spell caster like Dr IFADE still exist. If anyone here needs some help, with all sincerity, contact Dr IFADE today On ifadesolutionspell31@gmail.com Contact him via is whatsapp number +15513334259 indeed you are a priest thank you for making my home a happy home again. i can never stop talking about you sir. DR IFADE is really a great man you can contact him for solution for any kind of problems like (1) lottery spell (2) ex back (3) get pregnant (4) cure for any kind of sickness, disease and infection And many others contact this great man today and get your Problems solved. Virus-free.www.avast.com
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My name is Marie Bailey and all for good, i am appreciating Dr Isikolo who helped me with his great powers restored my home and the happiness i shared with my husband and its indeed something i am forever grateful for. It happened that i was helpless and downcast for almost a year when my husband left me due to marital issues we encountered. I did all i could to save my marriage and nothing worked until DR ISIKOLO came to my rescue. He helped me and the love and happiness i shared with my man was restored back and more amazingly. I know it sounds wierd if truly he can help anyone but he is 100% guaranteed not to disappoint you when he assures you of having the desired results after 48 hours. He can help you too if you are willing to give him the chance to do so. email him now via: isikolosolutionhome@gmail.com or text him on WhatsApp him on +2348133261196.
Hello my name is Vivian Marcus from the United State, i’m so exciting writing this article to let people seek for help in any Break up Marriage and Relationship, Dr Kachi brought my Ex Boyfriend back to me, Thank you Sir Kachi for helped so many Relationship situation like mine to be restored, i was in pain until the day my aunt introduce me to Dr Kachi that she got her husband back with powerful love spell with help of Dr Kachi So i sent him an email telling him about my problem how my Boyfriend left me and cheating on me because of her boss lady at work i cry all day and night, but Dr Kachi told me my Boyfriend shall return back to me within 24hrs and to me everything he asked me to do the next day it was all like a dream when he text me and said please forgive me and accept me back exactly what i wanted, i am so happy now as we are back together again. because I never thought my Ex Boyfriend would be back to me so quickly with your spell. You are the best and the world greatest Dr Kachi. if you’re having broke up Ex Lover or your husband left you and moved to another woman, You do want to get Pregnant do not feel sad anymore contact: drkachispellcast@gmail.com his Text Number Call: +1 (209) 893-8075 You can reach him Website: https://drkachispellcaster.wixsite.com/my-site
I just want the whole world to know about this spell caster I met
two weeks ago, I cannot say everything he has done for me my wife
left me 3 years ago left with my kids I was going through online
when I meant this wonderful man’s testimony online I decided to
give it a try and my wife is back to me now and we are happily
married again cause is too much to put in writing all I can say is
thank you very much am very happy Contact him today on oseremenspelltemple@gmail.com or whatsapp him on +2348136482342. www.facebook.com/Dr-odion-spell-temple-110513923938220