Posted on September 11 2016
I hate money. I mean, I love it, I get awesome things with it, but I hate it all the same.
No matter how much we seem to have, it disappears quicker than my daughter when I tell her to clean her room.
Bills, fees, food (aargh FOOD), school shoes. Birthday presents, cars. Did I mention food?
We seem to spend a RIDICULOUS amount of money per week on food. No matter how much I meal plan, write lists and try to be organised, I can never seem to set a budget and stick to it.
My bank statement looks a little like this:
1/9 Woolworths Laurimar $219.50
2/9 Woolworths Laurimar $25.34
3/9 Woolworths Laurimar $12.10
3/9 Woolworths Laurimar $9.20
4/9 Woolworths Laurimar $17.21
4/9 Bakers Delight $8.20
5/9 Woolworths Laurimar $23.98
6/9 McDonalds Doreen $48.90
7/9 Starfish Seafood Whittlesea $42.50
You get my drift. You see what I'm doing there. I'm a completely ineffective and incompetent shopper. With absolutely no restraint or willpower.
The first amount is my 'weekly' shop. This is where I get all my school snacks, fruit, veggies etc. I try to buy stuff that we can have for tea. I almost always fail miserably at that.
The subsequent amounts are the daily trips for the things I have forgotten and need but don't really need. The last two are when I can't be effed cooking, so I tell myself I deserve a break. Meanwhile I've dropped a hundred bucks on sh*t greasy food that makes my body heavy and my wallet light.
I wish I was more frugal. More of a saver. An organised, monetary genius that can budget for my family of five, feed them, provide for them, and have money left over for luxurious family holidays, but I'm not. I'm seriously f*cking it up, and I need help.
I'm not always a flippant spender, in fact the more I have I'm less inclined to spend it. If I have a few grand sitting there, I don't want to touch it. I want to nurture it, watch it grow like a plant. I want to keep it there for emergencies, like rego.
BUT - if that amount does happen to dwindle, I'm like, well bugger it, it's going anyway, may as well buy something. If I have $40 bucks left in my account and I'm in Kmart, I'm going to spend $39.95 on stuff, because why the hell shouldn't I.
I know that makes no sense. I know that it's irresponsible. My relationship with money is one that needs some serious therapy.
I'm bad at paying bills on time. Even though I pay them weekly by direct debit, they almost always seem to be more than what I pay. I get reminder notices in the mail. I don't open them. I stuff them under the seat of my car or throw them straight in the coonara. I do eventually pay them. I'm not a criminal, but I don't like the glaring, paper reminder of debt.
As much as I like to have nice things, I'm not a 'brand' person. I don't care if my shoes are Converse or Kmart. I don't give a toss if my bag is leather or pleather. Come to my house for tea, your tomato sauce will be Homebrand, as will your peas.
I refuse to 'Keep up with the Joneses' when it comes to stuff. My house is old, my car is old, I don't feel the need to have 'stuff' because everyone else does. I don't care what everyone else does, if that makes you happy, that's grouse! Good for you! But how the bloody hell do you afford it?
I'm not wasting our money on luxuries. I'm literally existing on it. My husband earns good money. Obviously I'm not going to tell you how much, but it's good. Enough that I don't really need to work. It's too much to get any Centrelink, but not enough to be financially free. Well it probably is actually, but I'm doing it wrong.
Maybe me working is the difference between a holiday on the beaches of Torquay v the beaches of Fiji. Is Fiji going to make me happier than Torquay? I don't think so. I don't know because I've never done it. I suspect in my case, that my habits are psychological rather than environmental. That even if I did have an endless supply of cash, that I wouldn't really change a thing. I love Torquay.
I dunno, I just don't know. Once again I've written a rambling, incoherent post that you are probably finding hard to follow. I apologise for that, but my frustration is real.
What I would like to hear from you dear friends, is how you do it. Tell me your systems. How you prioritise your funds. What you do with your spare money - if there even is such a thing. I understand that we are living amongst a vastly different socioeconomic society. I know some of my friends have sh*tloads of money, some don't have much at all. I want to hear from you. How do you manage? Do you live on credit? Concentrate on having fun and creating memories and worry about paying it back later?Do you just make ends meet every week and then gear up for the next week and pay for what you must?
I really want to know! Help a sister out!
Claire X
Hello people, my name is Nancy from Atlanta. Here is my sad story on crypto fraud. In late 2019, I learned about the potential rise in crypto prices. The outbreak of the pandemic brought this about. There was a lot of country panic and any crypto investor knew that this could result in a higher use of smart money and cryptocurrency. Hence potential spiking of price. And so I had to invest my money into related investments quickly. In my quest, I came across agent Antony Dremiges, who was under the company called Xchief.com for crypto investment. I made my deposit of 2 Bitcoins which equals $129,818. Everything is going on great as everyone who has been scammed has probably experienced. Until it was not. I got blocked from my account as they denied my access. I sought help relentlessly. Tried a few hackers to no avail but finally and thankfully landed on one DECODE HACKERS. They were perfect at what they did. Returning what belonged to me was just touching. I’m sharing my review in case someone out there has gotten impatient. Get help. Email: decodehackers(AT)gmail(DOT)com or Telegram: (PLUS)1 (917) 384‑3379
I am grateful to OPTIMISTIC HACKER GAIUS for saving my bitcoin merely two days ago! After falling for that foolish hoax, I was incredibly frustrated, but your team’s prompt assistance and effective resources were exactly what I needed. I still find it hard to believe my bitcoin is back in my wallet after you quickly located the bogus transactions. I am so appreciative of your help; please accept my sincere gratitude. You prevented me from suffering a great loss, and I heartily endorse your offerings.
Thanks for everything, Team
Website… https://optimistichackergaius.com
WhatsApp.. + 44 7376 740569
Telegram… t.me/OPTIMISTICHACKERGAIUSS
Two Years of Lost Bitcoin Finally Recovered by iBolt Cyber Hacker
I can’t even begin to express the relief and gratitude I feel working with iBolt Cyber Hacker. I lost a huge amount of bitcoin savings I had save over the years to an online scam. For two long years looking for how to get it back, I thought my money was gone for good. Every attempt I made to recover it had failed. I came across iBolt Cyber Hacker, trusting another online service was not easy. They carefully analyzed my case, explained every step of their process. They managed to trace and recover my bitcoin, The feeling of seeing my bitcoin back in my wallet is indescribable. i don’t know how to thank these team enough, this is my review as promised. I recommend iBolt Cyber Hacker, without their help I would still be struggling
Email: Support@iboltcyberhack.com
Cont/Whtp +39 350 929 0318
Website: https://iboltcyberhack.com/
Two Years of Lost Bitcoin Finally Recovered by iBolt Cyber Hacker
I can’t even begin to express the relief and gratitude I feel working with iBolt Cyber Hacker. I lost a huge amount of bitcoin savings I had save over the years to an online scam. For two long years looking for how to get it back, I thought my money was gone for good. Every attempt I made to recover it had failed. I came across iBolt Cyber Hacker, trusting another online service was not easy. They carefully analyzed my case, explained every step of their process. They managed to trace and recover my bitcoin, The feeling of seeing my bitcoin back in my wallet is indescribable. i don’t know how to thank these team enough, this is my review as promised. I recommend iBolt Cyber Hacker, without their help I would still be struggling
Email: Support@iboltcyberhack.com
Cont/Whtp +39 350 929 0318
Website: https://iboltcyberhack.com/
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS /OPTIMISTIC HACKER GAIUS
Their skilled work and exceptional service have absolutely astonished me. I never would have believed that I could get my money back until I went to them, explained my situation, and gave them all the information I needed. I was astounded that it took them 72 hours to get my money back. I wholeheartedly recommend OPTIMISTIC HACKER GAIUS for all cryptocurrency recovery needs. Get in touch
Website.. https://optimistichackergaius.com
WhatsApp.. +44 7376 740569
Telegram.. https://t.me/OPTIMISTIC HACKER GAIUS
Email.. support@optimistichackergaius.com
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS /OPTIMISTIC HACKER GAIUS
Their skilled work and exceptional service have absolutely astonished me. I never would have believed that I could get my money back until I went to them, explained my situation, and gave them all the information I needed. I was astounded that it took them 72 hours to get my money back. I wholeheartedly recommend OPTIMISTIC HACKER GAIUS for all cryptocurrency recovery needs. Get in touch
Website.. https://optimistichackergaius.com
WhatsApp.. +44 7376 740569
Telegram.. https://t.me/OPTIMISTIC HACKER GAIUS
Email.. support@optimistichackergaius.com
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS /OPTIMISTIC HACKER GAIUS
Their skilled work and exceptional service have absolutely astonished me. I never would have believed that I could get my money back until I went to them, explained my situation, and gave them all the information I needed. I was astounded that it took them 72 hours to get my money back. I wholeheartedly recommend OPTIMISTIC HACKER GAIUS for all cryptocurrency recovery needs. Get in touch
Website.. https://optimistichackergaius.com
WhatsApp.. +44 7376 740569
Telegram.. https://t.me/OPTIMISTIC HACKER GAIUS
Email.. support@optimistichackergaius.com
DO YOU WANT TO GET YOUR STOLEN BTC,USDT, OR ETH BACK? The feeling of losing one’s cryptocurrency can be extremely distressing, especially since it is nearly hard to get back a lost or stolen cryptocurrency coin. All that crosses a person’s mind when they are defrauded of their money when investing on a cryptocurrency platform is how to report the company and recover their losses. The majority of scam victims get in touch with their bank, wallet account provider, or law enforcement; a small number even hire an attorney to file a lawsuit against the business, but despite all of this stress, they still aren’t able to get their money back. Please, everyone should exercise caution when making financial investments. The use of cryptocurrency has made a great deal of people wealthy but also broke and desperate. I was referred to TECH RECOVERY a few weeks ago, and with their help, I was able to recover every USDT coin that had been stolen. TECH RECOVERY is a trustworthy and sincere company that I suggest if you want to recover your lost or stolen cryptocurrency. contact TECH RECOVERY via email (techcryptorecovery@yahoo.com )
Refrain from working with any of these brokers or account managers. My withdrawal request was handled and approved after I handed them more than $720,000 in investment capital. They kept asking for more money. All of my investments were ultimately gone. The customer service agents have declined all of my attempts to get in contact with them. It was really unpleasant and difficult for me to move on. Luckily, I got to see an episode detailing the ways in which victims like myself may use Wizard James Recovery Services to get their money back. I reached out to the provided information for help and got a response immediately. I was asked to send the pertinent legal documents related to my investment. I followed their advice right away and was pleasantly surprised to receive my money back. I said that I would not keep this information to myself, but that I would share it with everyone to help everyone who has been deceived get their money back. This is a significant victory over this online scam artist. Wizard James Recovery, thank you very much for your diligent effort on this. Contact details= WhatsApp: + 4 4 741 836 7204 and Email: wizardjamesrecovery (at) usa (dot) com
Two Years of Lost Bitcoin Finally Recovered by iBolt Cyber Hacker
I can’t even begin to express the relief and gratitude I feel working with iBolt Cyber Hacker. I lost a huge amount of bitcoin savings I had save over the years to an online scam. For two long years looking for how to get it back, I thought my money was gone for good. Every attempt I made to recover it had failed. I came across iBolt Cyber Hacker, trusting another online service was not easy. They carefully analyzed my case, explained every step of their process. They managed to trace and recover my bitcoin, The feeling of seeing my bitcoin back in my wallet is indescribable. i don’t know how to thank these team enough, this is my review as promised. I recommend iBolt Cyber Hacker, without their help I would still be struggling
Email: Support@iboltcyberhack.com
Cont/Whtp +39 350 929 0318
Website: https://iboltcyberhack.com/
Hello everyone! With immense joy in my heart, I want to take a moment to express my heartfelt gratitude to an incredible lottery spell psychic, Priest Ray. For years, I played the lottery daily, hoping for a rewarding outcome, but despite my efforts and the various tips I tried, success seemed elusive. Then, everything changed when I discovered Priest Ray. After requesting a lottery spell, he cast it for me and provided me with the lucky winning numbers. I can’t believe it—I am now a proud lottery winner of $3,000,000! I felt compelled to share my experience with all of you who have been tirelessly trying to win the lottery. There truly is a simpler and more effective way to achieve your dreams. If you’ve ever been searching for a way to increase your chances of winning, I encourage you to reach out via email: psychicspellshrine@gmail.com or website: psychicspellshrine.wixsite.com/my-site
Reputable Cryptocurrency Recovery expert// PRO RECOVERY WIZARD SAM BANK MAN CYBER SECURITY SERVICES.
Most frequently asked question by investors after losing Bitcoins to fraudsters, is how possible is it to recover the lost Funds. I happened to become a scam victim last summer. I became interested in Cryptocurrency trading last summer and decided to trade $750,000 worth of crypto through an online software company which promised huge returns. Everything went wrong after they transferred all my funds from my coin base wallet to an unknown wallet address. I immediately had a search out on a reliable option to recover the funds back. I came across PRO RECOVERY WIZARD SAM BANK MAN CYBER SECURITY SERVICES, a specialized Expert in Cryptocurrency Recovery services. I must say I have good fortune, all my lost funds have been recovered back all thanks to PRO RECOVERY WIZARD SAM BANK MAN CYBER SECURITY SERVICES. To any victim who has lost Crypto to fraudsters i will recommend you to retrieve your lost funds.
CONTACT INFO; Email; Recoverywizardsambankman@cyberservices.com
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS / GEO COORDINATES RECOVERY HACKER
I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my money from a crypto scam. I just have to testify about this here and let everyone know how much better I feel right now. I had over $930k in bitcoin Lost to a fake investor online that I came across in the last two months. I was devastated when I realized I had fallen victim to a fraudulent investment. I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my funds. It’s good to get help from professionals. Their group of experienced experts put forth a lot of effort to work on my case and they successfully traced and recovered my lost funds. Their success stories have made many individuals seek their help to recover their lost investments. The organization combines technological expertise with a compassionate approach to provide comprehensive recovery solutions. If you need any help from them contact the Company with the information below
Email: geovcoordinateshacker@gmail.com
Website; https://geovcoordinateshac.wixsite.com/geo-coordinates-hack
WhatsApp +1 (512) 550 1646
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS / GEO COORDINATES RECOVERY HACKER
I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my money from a crypto scam. I just have to testify about this here and let everyone know how much better I feel right now. I had over $930k in bitcoin Lost to a fake investor online that I came across in the last two months. I was devastated when I realized I had fallen victim to a fraudulent investment. I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my funds. It’s good to get help from professionals. Their group of experienced experts put forth a lot of effort to work on my case and they successfully traced and recovered my lost funds. Their success stories have made many individuals seek their help to recover their lost investments. The organization combines technological expertise with a compassionate approach to provide comprehensive recovery solutions. If you need any help from them contact the Company with the information below
Email: geovcoordinateshacker@gmail.com
Website; https://geovcoordinateshac.wixsite.com/geo-coordinates-hack
WhatsApp +1 (512) 550 1646
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS / GEO COORDINATES RECOVERY HACKER
I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my money from a crypto scam. I just have to testify about this here and let everyone know how much better I feel right now. I had over $930k in bitcoin Lost to a fake investor online that I came across in the last two months. I was devastated when I realized I had fallen victim to a fraudulent investment. I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my funds. It’s good to get help from professionals. Their group of experienced experts put forth a lot of effort to work on my case and they successfully traced and recovered my lost funds. Their success stories have made many individuals seek their help to recover their lost investments. The organization combines technological expertise with a compassionate approach to provide comprehensive recovery solutions. If you need any help from them contact the Company with the information below
Email: geovcoordinateshacker@gmail.com
Website; https://geovcoordinateshac.wixsite.com/geo-coordinates-hack
WhatsApp +1 (512) 550 1646
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS / GEO COORDINATES RECOVERY HACKER
I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my money from a crypto scam. I just have to testify about this here and let everyone know how much better I feel right now. I had over $930k in bitcoin Lost to a fake investor online that I came across in the last two months. I was devastated when I realized I had fallen victim to a fraudulent investment. I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my funds. It’s good to get help from professionals. Their group of experienced experts put forth a lot of effort to work on my case and they successfully traced and recovered my lost funds. Their success stories have made many individuals seek their help to recover their lost investments. The organization combines technological expertise with a compassionate approach to provide comprehensive recovery solutions. If you need any help from them contact the Company with the information below
Email: geovcoordinateshacker@gmail.com
Website; https://geovcoordinateshac.wixsite.com/geo-coordinates-hack
WhatsApp +1 (512) 550 1646
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS / GEO COORDINATES RECOVERY HACKER
I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my money from a crypto scam. I just have to testify about this here and let everyone know how much better I feel right now. I had over $930k in bitcoin Lost to a fake investor online that I came across in the last two months. I was devastated when I realized I had fallen victim to a fraudulent investment. I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my funds. It’s good to get help from professionals. Their group of experienced experts put forth a lot of effort to work on my case and they successfully traced and recovered my lost funds. Their success stories have made many individuals seek their help to recover their lost investments. The organization combines technological expertise with a compassionate approach to provide comprehensive recovery solutions. If you need any help from them contact the Company with the information below
Email: geovcoordinateshacker@gmail.com
Website; https://geovcoordinateshac.wixsite.com/geo-coordinates-hack
WhatsApp +1 (512) 550 1646
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS / GEO COORDINATES RECOVERY HACKER
I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my money from a crypto scam. I just have to testify about this here and let everyone know how much better I feel right now. I had over $930k in bitcoin Lost to a fake investor online that I came across in the last two months. I was devastated when I realized I had fallen victim to a fraudulent investment. I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my funds. It’s good to get help from professionals. Their group of experienced experts put forth a lot of effort to work on my case and they successfully traced and recovered my lost funds. Their success stories have made many individuals seek their help to recover their lost investments. The organization combines technological expertise with a compassionate approach to provide comprehensive recovery solutions. If you need any help from them contact the Company with the information below
Email: geovcoordinateshacker@gmail.com
Website; https://geovcoordinateshac.wixsite.com/geo-coordinates-hack
WhatsApp +1 (512) 550 1646
HIRE A GENUINE HACKER TO RECOVER YOUR LOST FUNDS / GEO COORDINATES RECOVERY HACKER
I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my money from a crypto scam. I just have to testify about this here and let everyone know how much better I feel right now. I had over $930k in bitcoin Lost to a fake investor online that I came across in the last two months. I was devastated when I realized I had fallen victim to a fraudulent investment. I cannot thank GEO COORDINATES RECOVERY HACKER enough for helping me recover my funds. It’s good to get help from professionals. Their group of experienced experts put forth a lot of effort to work on my case and they successfully traced and recovered my lost funds. Their success stories have made many individuals seek their help to recover their lost investments. The organization combines technological expertise with a compassionate approach to provide comprehensive recovery solutions. If you need any help from them contact the Company with the information below
Email: geovcoordinateshacker@gmail.com
Website; https://geovcoordinateshac.wixsite.com/geo-coordinates-hack
WhatsApp +1 (512) 550 1646
Dear Sir/Madam,
We are a trading company that deals directly with a reliable titleholder/Seller, we currently have available products in the refinery reservoir tank awaiting urgent lift: JP54, Diesel Gas Oil D2, Aviation Kerosene, Jet A1, D6 Virgin Oil, EN590 10PPM, Pet Coke, LNG, LPG, UREA, etc. Don’t hesitate to reach out if you have potential and capable buyers for an urgent lift.
Our goal is to ensure high professionalism in all our transactions to satisfy the demands of our sellers and buyers and to create a good business relationship between all parties.
Warm regards,
Mrs Premilla Pinto
SALE REPRESENTATIVE
Contact Email:( premillapinto@mail.ru )