Posted on September 11 2016
I hate money. I mean, I love it, I get awesome things with it, but I hate it all the same.
No matter how much we seem to have, it disappears quicker than my daughter when I tell her to clean her room.
Bills, fees, food (aargh FOOD), school shoes. Birthday presents, cars. Did I mention food?
We seem to spend a RIDICULOUS amount of money per week on food. No matter how much I meal plan, write lists and try to be organised, I can never seem to set a budget and stick to it.
My bank statement looks a little like this:
1/9 Woolworths Laurimar $219.50
2/9 Woolworths Laurimar $25.34
3/9 Woolworths Laurimar $12.10
3/9 Woolworths Laurimar $9.20
4/9 Woolworths Laurimar $17.21
4/9 Bakers Delight $8.20
5/9 Woolworths Laurimar $23.98
6/9 McDonalds Doreen $48.90
7/9 Starfish Seafood Whittlesea $42.50
You get my drift. You see what I'm doing there. I'm a completely ineffective and incompetent shopper. With absolutely no restraint or willpower.
The first amount is my 'weekly' shop. This is where I get all my school snacks, fruit, veggies etc. I try to buy stuff that we can have for tea. I almost always fail miserably at that.
The subsequent amounts are the daily trips for the things I have forgotten and need but don't really need. The last two are when I can't be effed cooking, so I tell myself I deserve a break. Meanwhile I've dropped a hundred bucks on sh*t greasy food that makes my body heavy and my wallet light.
I wish I was more frugal. More of a saver. An organised, monetary genius that can budget for my family of five, feed them, provide for them, and have money left over for luxurious family holidays, but I'm not. I'm seriously f*cking it up, and I need help.
I'm not always a flippant spender, in fact the more I have I'm less inclined to spend it. If I have a few grand sitting there, I don't want to touch it. I want to nurture it, watch it grow like a plant. I want to keep it there for emergencies, like rego.
BUT - if that amount does happen to dwindle, I'm like, well bugger it, it's going anyway, may as well buy something. If I have $40 bucks left in my account and I'm in Kmart, I'm going to spend $39.95 on stuff, because why the hell shouldn't I.
I know that makes no sense. I know that it's irresponsible. My relationship with money is one that needs some serious therapy.
I'm bad at paying bills on time. Even though I pay them weekly by direct debit, they almost always seem to be more than what I pay. I get reminder notices in the mail. I don't open them. I stuff them under the seat of my car or throw them straight in the coonara. I do eventually pay them. I'm not a criminal, but I don't like the glaring, paper reminder of debt.
As much as I like to have nice things, I'm not a 'brand' person. I don't care if my shoes are Converse or Kmart. I don't give a toss if my bag is leather or pleather. Come to my house for tea, your tomato sauce will be Homebrand, as will your peas.
I refuse to 'Keep up with the Joneses' when it comes to stuff. My house is old, my car is old, I don't feel the need to have 'stuff' because everyone else does. I don't care what everyone else does, if that makes you happy, that's grouse! Good for you! But how the bloody hell do you afford it?
I'm not wasting our money on luxuries. I'm literally existing on it. My husband earns good money. Obviously I'm not going to tell you how much, but it's good. Enough that I don't really need to work. It's too much to get any Centrelink, but not enough to be financially free. Well it probably is actually, but I'm doing it wrong.
Maybe me working is the difference between a holiday on the beaches of Torquay v the beaches of Fiji. Is Fiji going to make me happier than Torquay? I don't think so. I don't know because I've never done it. I suspect in my case, that my habits are psychological rather than environmental. That even if I did have an endless supply of cash, that I wouldn't really change a thing. I love Torquay.
I dunno, I just don't know. Once again I've written a rambling, incoherent post that you are probably finding hard to follow. I apologise for that, but my frustration is real.
What I would like to hear from you dear friends, is how you do it. Tell me your systems. How you prioritise your funds. What you do with your spare money - if there even is such a thing. I understand that we are living amongst a vastly different socioeconomic society. I know some of my friends have sh*tloads of money, some don't have much at all. I want to hear from you. How do you manage? Do you live on credit? Concentrate on having fun and creating memories and worry about paying it back later?Do you just make ends meet every week and then gear up for the next week and pay for what you must?
I really want to know! Help a sister out!
Claire X
I was initially drawn to the investment scheme due to the promises of high returns and the assurance of a secure investment. However, as time went on, I began to realize that the investment was nothing but a scam. I lost access to my investment and was left feeling helpless and frustrated. It was a painful experience, and I felt like I had no options left. After some research online, I came across several crypto recovery services and read reviews and testimonials from previous clients. It was essential to find a reputable and trustworthy service to help me recover my investment. After careful consideration, I decided to contact Schwartz Software Hackers Services, who had excellent reviews and testimonials. telegram (https://t.me/schwartzsoftwarehackers) I was impressed by their professionalism and responsiveness, and they explained the recovery process in detail, which gave me hope. After a successful recovery I promised to give a review of their wonderful job. I highly Recommend Schwartz Software Hackers Services to all scam victims seeking help to get back their lost Crypto. Email:Schwartzsoftwarehackingprogram@gmail.com
Contact Information; Website Page; https://schwartzsoftwareha.wixsite.com/website
HIRE AN EXPERT TO RECOVER YOUR LOST OR STOLEN BITCOIN/ETH/USDT AND MANY OTHERS
I realized that I had been duped out of my entire life savings by a fictitious crypto investment broker who refused to give me access to my funds and insisted that I make more payments before I could access them. This went on for weeks until I needed to withdraw my funds for a medical emergency. My life was in pieces and I was devastated, but as I was looking for a way out, I came across a post about WEB GENIE RECOVERY, a cryptocurrency recovery business that has helped countless others recover stolen funds, lost data, and cryptocurrency. After doing some research and being persuaded by their offerings, I emailed WEB GENIE RECOVERY, who helped me retrieve all of the cryptocurrency that had been taken. Sincerely appreciative of their assistance, I would like to suggest them for any services involving the retrieval of cryptocurrency and other sensitive information.
website: www.webgenierecovery.com
Email( webgenierecoverys@proton.me, webgenierecovery@outlook.com)
WhatsApp +1 (918) 809-0113, Telegram : @webgenierecovery
My name is Jonathan Lawrence. I am 60 year old, my wife and I had an issue. We were no longer together again, because another man had gotten married to her. So I can’t come to her anymore. It’s been two year i have been alone. So one day I was reading a love spell message that I saw online, concerning how this powerful spell caster helped a man by bringing back his lover. So i also decide to contact this powerful spell caster called Dr Jatto he’s a truly powerful spell caster, because after i told Dr Jatto my problem on how i want my wife back, Dr Jatto told me to wait for 24 hours that my lover will come back to me, Not even close to 24 hours that Dr Jatto told me to wait but my surprise was my wife call me that she’s coming home. So to cut the story short. My wife and I are happily together today and it all happened by the power of Dr Jatto. Contact his Gmail: drjattolovespelltemple01@gmail.com OR Whatsapp number:+234 901 616 2155
HIRE AN EXPERT TO RECOVER YOUR LOST OR STOLEN BITCOIN/ETH/USDT AND MANY OTHERS
I realized that I had been duped out of my entire life savings by a fictitious crypto investment broker who refused to give me access to my funds and insisted that I make more payments before I could access them. This went on for weeks until I needed to withdraw my funds for a medical emergency. My life was in pieces and I was devastated, but as I was looking for a way out, I came across a post about WEB GENIE RECOVERY, a cryptocurrency recovery business that has helped countless others recover stolen funds, lost data, and cryptocurrency. After doing some research and being persuaded by their offerings, I emailed WEB GENIE RECOVERY, who helped me retrieve all of the cryptocurrency that had been taken. Sincerely appreciative of their assistance, I would like to suggest them for any services involving the retrieval of cryptocurrency and other sensitive information.
website: www.webgenierecovery.com
Email( webgenierecoverys@proton.me, webgenierecovery@outlook.com)
WhatsApp +1 (918) 809-0113, Telegram : @webgenierecovery
HIRE AN EXPERT TO RECOVER YOUR LOST OR STOLEN BITCOIN/ETH/USDT AND MANY OTHERS
I realized that I had been duped out of my entire life savings by a fictitious crypto investment broker who refused to give me access to my funds and insisted that I make more payments before I could access them. This went on for weeks until I needed to withdraw my funds for a medical emergency. My life was in pieces and I was devastated, but as I was looking for a way out, I came across a post about WEB GENIE RECOVERY, a cryptocurrency recovery business that has helped countless others recover stolen funds, lost data, and cryptocurrency. After doing some research and being persuaded by their offerings, I emailed WEB GENIE RECOVERY, who helped me retrieve all of the cryptocurrency that had been taken. Sincerely appreciative of their assistance, I would like to suggest them for any services involving the retrieval of cryptocurrency and other sensitive information.
website: www.webgenierecovery.com
Email( webgenierecoverys@proton.me, webgenierecovery@outlook.com)
WhatsApp +1 (918) 809-0113, Telegram : @webgenierecovery
LEGITIMATE CRYPTOCURRENCY RECOVERY SERVICES / HIRE OPTIMISTIC HACKER GAIUS
My name is Thomas from Germany. My cryptocurrency was stolen, which was an unfortunate thing for me. The situation started when I got an email at work alerting me to an attempted login from Indonesia on my wallet. The email directed me to a link where I could reset my password. My computer froze for several minutes after I clicked on the link. After rebooting, I saw that my wallet had been compromised and that all of my funds had been removed. However fortunately for me, thanks to OPTIMISTIC HACKER GAIUS, I was able to recover my stolen funds. You can also contact them if you require their services
Contact info:
Website.. http://optimistichackergaius.com
WhatsApp.. +44 7376 740569
Email.. support@optimistichackergaius.com
Telegram.. t.me/OPTIMISTIC HACKER GAUSS
LEGITIMATE CRYPTOCURRENCY RECOVERY SERVICES / HIRE OPTIMISTIC HACKER GAIUS
My name is Thomas from Germany. My cryptocurrency was stolen, which was an unfortunate thing for me. The situation started when I got an email at work alerting me to an attempted login from Indonesia on my wallet. The email directed me to a link where I could reset my password. My computer froze for several minutes after I clicked on the link. After rebooting, I saw that my wallet had been compromised and that all of my funds had been removed. However fortunately for me, thanks to OPTIMISTIC HACKER GAIUS, I was able to recover my stolen funds. You can also contact them if you require their services
Contact info:
Website.. http://optimistichackergaius.com
WhatsApp.. +44 7376 740569
Email.. support@optimistichackergaius.com
Telegram.. t.me/OPTIMISTIC HACKER GAUSS
LEGITIMATE CRYPTOCURRENCY RECOVERY SERVICES / HIRE OPTIMISTIC HACKER GAIUS
My name is Thomas from Germany. My cryptocurrency was stolen, which was an unfortunate thing for me. The situation started when I got an email at work alerting me to an attempted login from Indonesia on my wallet. The email directed me to a link where I could reset my password. My computer froze for several minutes after I clicked on the link. After rebooting, I saw that my wallet had been compromised and that all of my funds had been removed. However fortunately for me, thanks to OPTIMISTIC HACKER GAIUS, I was able to recover my stolen funds. You can also contact them if you require their services
Contact info:
Website.. http://optimistichackergaius.com
WhatsApp.. +44 7376 740569
Email.. support@optimistichackergaius.com
Telegram.. t.me/OPTIMISTIC HACKER GAUSS
LEGITIMATE CRYPTOCURRENCY RECOVERY SERVICES / HIRE OPTIMISTIC HACKER GAIUS
My name is Thomas from Germany. My cryptocurrency was stolen, which was an unfortunate thing for me. The situation started when I got an email at work alerting me to an attempted login from Indonesia on my wallet. The email directed me to a link where I could reset my password. My computer froze for several minutes after I clicked on the link. After rebooting, I saw that my wallet had been compromised and that all of my funds had been removed. However fortunately for me, thanks to OPTIMISTIC HACKER GAIUS, I was able to recover my stolen funds. You can also contact them if you require their services
Contact info:
Website.. http://optimistichackergaius.com
WhatsApp.. +44 7376 740569
Email.. support@optimistichackergaius.com
Telegram.. t.me/OPTIMISTIC HACKER GAUSS
Contact Crypto Pandemic Hunter To Uncover Infidelity
I found myself on a painful quest to uncover the truth about my partner’s infidelity. The once solid foundation of our relationship had begun to crack after his inexplicable secrecy, unresponsiveness to my calls and texts had me doubting genuineness of our relationship . His claims of an overwhelming work schedule didn’t offer valid satisfaction.
Desperate for answers, I turned to Crypto Pandemic Hunter, a digital agency equipped with the latest tools to investigate cases of unfaithfulness. Their promise of discretion and effectiveness were in line with my desperate need to know the truth. With a heavy heart, I reached out to them driven by the relentless pursuit of clarity.
Crypto Pandemic Hunter were able to hack and install spyware and phone trackers on my partner’s devices, allowing me to monitor his every digital move. The software was sophisticated and user-friendly, granting me access to his calls, text messages, emails, and social media accounts.The revelations were as shocking as they were heartbreaking. He had secretive affairs with various women. The secret calls, texts and conversations across various messaging apps and social accounts were laid bare, striking a contrast to the man I once cherished. The evidence was irrefutable allowing me to confront him with hard facts.
The events left me battling anger, devastation, and disbelief although there was an odd sense of empowerment. I had the truth, and with it, the ability to make informed decisions about my future. Crypto Pandemic Hunter had done their job with ruthless efficiency. The professionalism and empathy from the team enabled me to handle the issue in the best possible way. I was finally able to free myself from doubt and heal from betrayal.
I am grateful for the services of Crypto Pandemic Hunter. Their unwavering commitment to uncover the truth, coupled with the advanced technology they employ, is highly recommendable .
Anyone battling doubt and suspicion of their partner’s unfaithfulness reach out to;
cryptopandemichunter@consultant.comWEB BAILIFF CONTRACTOR – A CERTIFIED BITCOIN RECOVERY TEAM
I lost $231,000 to a fake cryptocurrency investment platform called Wizmoney. As a newcomer to the world of cryptocurrency, I was eager to invest but didn’t fully grasp the risks involved. The platform appeared legitimate, and I was assured repeatedly that it wasn’t a scam. This false sense of security led me to invest a significant amount of money.However, everything changed when I attempted to withdraw my funds. My requests were met with silence, and my frustration grew as I paid additional fees for tax clarifications, believing this would unlock my investment. Instead, I found myself trapped in a web of deception. The support team was unresponsive, and it became painfully clear that I had fallen victim to a scam.Feeling violated and helpless, I thought I had lost everything. The emotional toll was immense, and I struggled with feelings of regret and despair. I began researching my options for recovery, determined not to give up hope. That’s when I discovered Web Bailiff Contractor. After reading about their expertise in dealing with crypto scams, I decided to reach out for help.The team at Web Bailiff Contractor was professional and understanding. They immediately initiated a thorough investigation into Wizmoney, gathering information and analyzing the fraudulent activities associated with the platform. Their approach gave me hope, and I felt a renewed sense of determination as they assured me they would do everything possible to recover my lost funds.Within just a week, I was amazed to learn that they had successfully retrieved my investment. Their dedication and technical prowess were evident throughout the process. They left no stone unturned, demonstrating a deep understanding of the cryptocurrency realm and the tactics used by scammers. Trusting them with my case was one of the best decisions I made during this ordeal.My experience serves as a crucial reminder of the risks associated with cryptocurrency investments. It’s vital for investors, especially those new to the space, to conduct thorough research before committing funds. Moreover, if you find yourself a victim of a scam, don’t hesitate to seek help from professionals. Thanks to Web Bailiff Contractor, I regained what I thought I had lost forever, and I urge others to be vigilant and proactive in protecting their investments,Send a message to Web Bailiff Contractor today via: WhatsApp them through ;+ 1(360)819 8556 or send an email to web @ bailiffcontractor . net
Thanks.
In a bustling city filled with technology and hackers, there was a renowned recovery company called "Mighty Hacker Recovery. " Their elite cyber team navigated the digital world expertly, helping individuals in need. A student named Mia saw her grades saved after the team restored her scores hacked by a malicious individual. A business owner, Tom, had lost bitcoins recovered by tracking the thief with the team’s advanced tools. In cases of social media account compromises, they not only retrieved accounts but also fortified them against future attacks. Their reputation as the go-to solution for digital chaos grew stronger with each success, showcasing the unmatched skills of Mighty Hacker Recovery. WHATSAPP +1 845 699 5044
I want to share my experience about how I got My Wife Back. After three years of a broken marriage, My Wife left me with our two kids. We were constantly quarreling and struggling, which ultimately led to a serious breakup. My wife packed her things and moved away. Despite this, I was determined to reunite with her. But I was told by a reliable source, a very close co-worker, that Dr Kachi is a very dedicated, gifted and talented person, Then I met Dr. Kachi, a remarkable spell caster, who assured me that my wife would return within 24 hours after he prepared a love spell. I’m thrilled to say that Dr. Kachi kept his word! My Wife came back home, fell to her knees, and begged for my forgiveness. Today, our family is back together, and we are happy, healthy, and living together again. Dr. Kachi made my dreams come true by helping us reunite. If you need his assistance, divorce issues in your relationship you can contact him Text or Call at +1 (209) 893-8075, or visit his website at https://drkachispellcaster.wixsite.com/my-site Email him at drkachispellcast@gmail.com
I LOST MY CRYPTO TO A SCAMMER, What Should i do ? – Hire OPTIMISTIC HACKER GAIUS.
With the rise of cryptocurrencies, there has been an increase in crypto-related frauds and fraudulent activity. Victims have suffered significant financial losses as a result of these cryptocurrency frauds. This is where crypto recovery specialists OPTIMISTIC HACKER GAIUS come into action. OPTIMISTIC HACKER GAIUS specializes in assisting individuals who have been scammed or have lost access to their cryptocurrency assets in regaining control of their funds. Hiring OPTIMISTIC HACKER GAIUS can help you take control of your lost investments and secure your financial future.
Get in touch with OPTIMISTIC HACKER GAIUS Via;
Website…… https://optimistichackergaius.com
WhatsApp…. +44 7376 740569
Email……………. support@optimistichackergaius.com
Telegram…………. https://t.me/optimistichackergaiuss
I LOST MY CRYPTO TO A SCAMMER, What Should i do ? – Hire OPTIMISTIC HACKER GAIUS.
With the rise of cryptocurrencies, there has been an increase in crypto-related frauds and fraudulent activity. Victims have suffered significant financial losses as a result of these cryptocurrency frauds. This is where crypto recovery specialists OPTIMISTIC HACKER GAIUS come into action. OPTIMISTIC HACKER GAIUS specializes in assisting individuals who have been scammed or have lost access to their cryptocurrency assets in regaining control of their funds. Hiring OPTIMISTIC HACKER GAIUS can help you take control of your lost investments and secure your financial future.
Get in touch with OPTIMISTIC HACKER GAIUS Via;
Website…… https://optimistichackergaius.com
WhatsApp…. +44 7376 740569
Email……………. support@optimistichackergaius.com
Telegram…………. https://t.me/optimistichackergaiuss
I LOST MY CRYPTO TO A SCAMMER, What Should i do ? – Hire OPTIMISTIC HACKER GAIUS.
With the rise of cryptocurrencies, there has been an increase in crypto-related frauds and fraudulent activity. Victims have suffered significant financial losses as a result of these cryptocurrency frauds. This is where crypto recovery specialists OPTIMISTIC HACKER GAIUS come into action. OPTIMISTIC HACKER GAIUS specializes in assisting individuals who have been scammed or have lost access to their cryptocurrency assets in regaining control of their funds. Hiring OPTIMISTIC HACKER GAIUS can help you take control of your lost investments and secure your financial future.
Get in touch with OPTIMISTIC HACKER GAIUS Via;
Website…… https://optimistichackergaius.com
WhatsApp…. +44 7376 740569
Email……………. support@optimistichackergaius.com
Telegram…………. https://t.me/optimistichackergaiuss
I LOST MY CRYPTO TO A SCAMMER, What Should i do ? – Hire OPTIMISTIC HACKER GAIUS.
With the rise of cryptocurrencies, there has been an increase in crypto-related frauds and fraudulent activity. Victims have suffered significant financial losses as a result of these cryptocurrency frauds. This is where crypto recovery specialists OPTIMISTIC HACKER GAIUS come into action. OPTIMISTIC HACKER GAIUS specializes in assisting individuals who have been scammed or have lost access to their cryptocurrency assets in regaining control of their funds. Hiring OPTIMISTIC HACKER GAIUS can help you take control of your lost investments and secure your financial future.
Get in touch with OPTIMISTIC HACKER GAIUS Via;
Website…… https://optimistichackergaius.com
WhatsApp…. +44 7376 740569
Email……………. support@optimistichackergaius.com
Telegram…………. https://t.me/optimistichackergaiuss
Testimonial Review: Linux Cyber Security Hackers
Rating: 5/5
Reviewer: Timothy P. Culver
Review:
I recently had the misfortune of falling victim to a cryptocurrency investment scam, resulting in a loss of $1.200,342. in Bitcoin, Ethereum, and USDT. After extensive research, I discovered Linux Cyber Security Hackers and was impressed by their transparent explanation of the recovery process.
Their team demonstrated professionalism and empathy throughout, meticulously documenting the fraudulent platform and transactions. Although there were upfront costs, they were clearly outlined and only payable upon successful recovery.
The recovery process took approximately two weeks, during which Linux Cyber Security Hackers kept me informed of their progress. Ultimately, they successfully recovered over $1 million in Bitcoin and Ethereum.
I highly recommend Linux Cyber Security Hackers for their dedication, expertise, and results-driven approach. While cryptocurrency recovery is complex, and success is not guaranteed, their services were invaluable in recovering a substantial portion of my lost funds.
Recommendation:
If you’re a victim of cryptocurrency fraud, consider Linux Cyber Security Hackers as a potential solution. However, always conduct thorough due diligence before entrusting them with your case.
Website: ( www.linuxcybersecurity.com )[ support@linuxcybersecurity.com ]
Fallen A Victim Of A Crypto Scam? – Recover Your Funds Right Now
Wassup Folks,
I genuinely hope this finds you well.
I wanted to share some wonderful news with you today: with the assistance of Recovery Nerds, I just recovered my lost Crypto worth $174,000 that was stolen by scammers. It all started earlier last month, when I received an email from a stranger advertising a bogus Bitcoin investment opportunity. I fell for his fake promises and invested with the company. Fortunately, with the assistance of Recovery Nerds, I was able to detect the fraud before it was too late. The Expert was able to retrieve the funds promptly and efficiently, and I am truly grateful for His knowledge and assistance. If you ever find yourself in a scenario like this, I highly suggest mailus @ recoverynerds . com. WEBSITE: recoverynerds . com The Expert’s assistance was crucial.
WhatsApp; +1 (5,1,4,3,1,2,2,8,0,3,
Best regards
Need Help To Recover Lost Crypto funds? Coin Recovery Specialists.
A phishing scam was used by an imposter pretending to be a celebrity artist to steal $206,800 worth of cryptocurrency from my Trust wallet. I was helpless, depressed, and ready to do anything to get my money back. I used all essential methods, but to no avail. I came across numerous glowing testimonials for Coin Recovery Specialists, a company that helps most victims of financial fraud recover their money. I took action and made contact with the professional. Fortunately, all of my misplaced money was found and returned to my wallet. I wholeheartedly recommend Coin Recovery Specialists to all victims of scam who want their money returned.
Email Address: ( CoinRecoverySpecialists@Gmail.Com ) Telegram: @CoinRecoverySpecialists